All entrepreneurs operate their companies in a continuously changing environment. Thus, it is of high interest to investigate which financial schemes they implement in order to run their companies and what affects this decision. Governments understand the financing needs of SME's and the impact of entrepreneurship in the growth of the economy; hence governmental financing schemes are launched. Belgium and Greece operate in the European Economic Community and come in terms with same Derivatives. Both countries' economies are to a great extent based on SME's; despite this, different entrepreneurial attitudes are apparent. The comparative qualitative research points out that some Belgian schemes can serve some needs of the Greek SME's and entrepreneurs. Suggestions for the Greek schemes are provided.Policy recommendations emerge according to the current situation. General conclusions consist of an attempt to point out the most important outcomes concerning governmental financing schemes.