Descriptive statistics of the respondents.

In a healthcare system based on managed competition, health insurers are intended to be the prudent buyers of care on behalf of their enrollees. Equally, citizens are expected to be critical consumers when choosing a health insurance policy. The choice of a health insurance policy may be related to trust in the health insurer, as enrollees must believe that the health insurer will make the right choices for them when it comes to purchasing care. This study aims to investigate how enrollees’ trust in health insurers is associated with their choice of a health insurance policy in the Netherlands... Mehr ...

Verfasser: Frank J. P. van der Hulst
Anne E. M. Brabers
Judith D. de Jong
Dokumenttyp: Dataset
Erscheinungsdatum: 2023
Schlagwörter: Medicine / Molecular Biology / Biotechnology / Sociology / Cancer / Science Policy / Virology / Environmental Sciences not elsewhere classified / logistic regression models / healthcare system based / adult dutch population / enrollees must believe / enrollees &# 8217 / 125 enrollees responded / low trust may / health insurance policy / choosing health insurance / health insurers associated / health insurance / relatively low / health insurers / whether enrollees / xlink \ / > / total 1 / switching behaviour / slightly higher / significant associations / restrictive conditions / response rate / prudent buyers / negative consequences / measured using / managed competition / hits ) / health insurer / february 2022 / descriptive statistics / critical consumers / 56 % / 29 vs / 001 )
Sprache: unknown
Permalink: https://search.fid-benelux.de/Record/base-29034357
Datenquelle: BASE; Originalkatalog
Powered By: BASE
Link(s) : https://doi.org/10.1371/journal.pone.0292964.t003

In a healthcare system based on managed competition, health insurers are intended to be the prudent buyers of care on behalf of their enrollees. Equally, citizens are expected to be critical consumers when choosing a health insurance policy. The choice of a health insurance policy may be related to trust in the health insurer, as enrollees must believe that the health insurer will make the right choices for them when it comes to purchasing care. This study aims to investigate how enrollees’ trust in health insurers is associated with their choice of a health insurance policy in the Netherlands. We will focus on the switching behaviour of enrollees and the choice of a policy with restrictive conditions. In February 2022, a questionnaire was sent to a representative sample regarding gender and age of the adult Dutch population. In total 1,125 enrollees responded, a response rate of 56%. Respondents were asked about the choices they made in choosing health insurance. Trust in health insurers was measured using the Health Insurer Trust Scale (HITS), a validated multiple item scale. Descriptive statistics, a paired t-test and logistic regression models were conducted to analyse the results. Of all respondents, 35% indicated that they agree, or completely agree, with the statement that they trust health insurers completely. In addition, trust in enrollees’ own insurer is slightly higher than trust in other insurers (36.29 vs. 33.59, p<0.001). Furthermore, we found no significant associations between trust in health insurers, and whether enrollees have either switched health insurers or have chosen a policy with restrictive conditions. This study showed that enrollees’ trust in health insurance in the Netherlands is relatively low and that trust in their own insurer is slightly higher than trust in other insurers. Furthermore, this study does not show a relationship between trust in health insurers and, either switching health insurers, or choosing a policy with restrictive conditions. Nevertheless, attention for ...