Pre-agreement assessment as a responsible lending tool in South-Africa, the EU and Belgium : Part 1

Responsible lending has become a very pertinent issue on the agenda of credit regulators across the globe who seek to combat the causes of consumer over-indebtedness. In this context the use of "pre-agreement assessment" as a tool to filter out those instances where, based on a consumer's creditworthiness or ability to repay, credit should not be granted to such a consumer, is a feature common to the lending regimes of various jurisdictions. This contribution consists of two parts: Part 1 provides a critical discussion of the reckless credit provisions of the National Credit Act 34 of 2005. Pa... Mehr ...

Verfasser: Van Heerden, C.M. (Corlia)
Steennot, Reinhard
Dokumenttyp: Artikel
Erscheinungsdatum: 2018
Verlag/Hrsg.: Academy of Science of South Africa
Schlagwörter: Responsible lending / Reckless credit granting / Pre-agreement assessment / Affordability / Creditworthiness / European Union (EU) / Belgium
Sprache: Englisch
Permalink: https://search.fid-benelux.de/Record/base-28961439
Datenquelle: BASE; Originalkatalog
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Link(s) : http://hdl.handle.net/2263/68062