Pre-agreement assessment as a responsible lending tool in South Africa, the EU and Belgium :Part 1
Responsible lending has become a very pertinent issue on the agenda of credit regulators across the globe who seek to combat the causes of consumer over-indebtedness. In this context the use of "pre-agreement assessment" as a tool to filter out those instances where, based on a consumer's creditworthiness or ability to repay, credit should not be granted to such a consumer, is a feature common to the lending regimes of various jurisdictions. This contribution consists of two parts: Part 1 provides a critical discussion of the reckless credit provisions of the National Credit Act 34 of 2005. Pa... Mehr ...
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Dokumenttyp: | Artikel |
Erscheinungsdatum: | 2018 |
Reihe/Periodikum: | Potchefstroom Electronic Law Journal, Vol 21, Pp 1-30 (2018) |
Verlag/Hrsg.: |
North-West University
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Schlagwörter: | Responsible lending / reckless credit granting / pre-agreement assessment / affordability creditworthiness / Law in general. Comparative and uniform law. Jurisprudence / K1-7720 |
Sprache: | Afrikaans Deutsch Englisch Niederländisch |
Permalink: | https://search.fid-benelux.de/Record/base-28564092 |
Datenquelle: | BASE; Originalkatalog |
Powered By: | BASE |
Link(s) : | https://doi.org/10.17159/1727-3781/2018/v21i0a2950 |