Beyond financial knowledge and IQ: The effect of temporal values on pension planning, homeownership and financial wealth of natives and immigrants in the Netherlands
We study pension planning and financial wealth of natives and immigrants (N=1177) in the Netherlands, in relation to their temporal values (past/future-focused), financial knowledge, IQ, and other individual characteristics. We find that, compared to natives, immigrants are less financially literate and rely more on the government for their retirement income, but are more future-focused and think more about their retirement. Second, controlling for financial knowledge, IQ, saving intention, health, self-control and demographic factors, temporal values help to predict many aspects of pension pl... Mehr ...
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Dokumenttyp: | posted-content |
Erscheinungsdatum: | 2023 |
Verlag/Hrsg.: |
Center for Open Science
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Sprache: | unknown |
Permalink: | https://search.fid-benelux.de/Record/base-27629395 |
Datenquelle: | BASE; Originalkatalog |
Powered By: | BASE |
Link(s) : | http://dx.doi.org/10.31219/osf.io/6cwk7 |