Railway provident institutions in English-speaking countries; being a consolidation of reports submitted to the Permanent International Commission of the International Railway Congress at Brussels, Belgium, Europe, under date of July 1st and October 22d, 1904, respectively, conformably with appointment in April, 1902 (while holding the office of assistant comptroller of the Pennsylvania Railroad Company), as "reporter for countries using the English language," in connection with the seventh session of the International Railway Congress, to be held in Washington, D. C., United States, in May 3-13, 1905.

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