The digital transformation of financial services markets and industrial relations : Exploring FinTech development in Denmark, Estonia, the Netherlands and Sweden

The recent expansion of FinTech companies supplying digitally sophisticated products and services on the financial markets is repeatedly linked with different ideas of digital disruption. The development is said to challenge traditional banks and their “one-stop-shop” business models and value chains, integrating a wide range of products under one “roof”. FinTechs thus emerge as a threat to conventional businesses models in the financial markets, and thereby also raise concern for the types of jobs that employees in traditional banking and finance may face in the future (Abassi et al., 2021; R... Mehr ...